There’s a lot to learn when you’re starting out on your home buying journey. From concepts like earnest money to closing costs, it’s a lot to take in during a very short period. But of all the things to know, understanding the difference between being pre-qualified and pre-approved for your mortgage ... Continue Reading » about Pre-Qualified or Pre-Approved? What’s the Difference?
Debt Consolidation with Bad Credit
If you’re carrying around a lot of debt, the number of payments and the various interest rates you have can make managing it quite difficult. Some people choose to get this under control through debt consolidation. By consolidating your debts, you can reduce multiple items to a single payment with a ... Continue Reading » about Debt Consolidation with Bad Credit
Cash needed to Close on a Home
Shopping for a house can leave you exhausted and spiritually broken, especially when that dream home is proving tricky to find in your price range. Even though you’ll eventually find the right one, you may also find yourself cutting it close on cash if you didn’t properly prepare financially. ... Continue Reading » about Cash needed to Close on a Home
What is Home Refinance?
Refinancing a mortgage is a powerful tool that can help you to save money on your home payments. Refinancing your mortgage takes advantage of your positive payment history and may enable you to lock in lower interest rates, obtain more agreeable repayment terms, or lower the amount you pay each ... Continue Reading » about What is Home Refinance?
How to Refinance Your Mortgage
When rates are low, it can seem like the ideal time to refinance your mortgage. After all, who doesn’t like a lower interest rate? There are lots of good reasons to refinance your mortgage, such as adding on or trying to streamline your expenses, but what’s really involved in the ... Continue Reading » about How to Refinance Your Mortgage
Remodeling to Increase Home Value
Remodeling can be serious business, especially if you’ve got several pet projects on your list and a limited budget with which to work. It can be tempting to go straight to the items that you find the most important, but if you’re considering reselling your home in the not too distant future, the ... Continue Reading » about Remodeling to Increase Home Value